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Credit cards are a type of payment method in India that let customers borrow money from banks or other financial institutions in order to make purchases. The expansion of e-commerce, rising purchasing power, and the convenience of cashless transactions are all factors in the increasing use of credit cards in India. In September 2022, the Regulatory Body performed a research that revealed a considerable rise in credit card usage in India, with growth rates of 27% in transaction volume and 24% in transaction value.
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